Description:
HCA is a Community Development Financial Institution (CDFI) and Hawaii's only non-profit mortgage broker. HCA uses homeownership as a tool to build, strengthen, and sustain Hawaiian families and communities for future generations. Its lending program is known as Hawai`i Community Lending (HCL). The program includes assessment, pre-purchase education, one-on-one counseling, and access to mortgage credit - all in the context of Native Hawaiian culture.